Live Better with a Mortgage from Xpert Home Lending

Whether your goal is to finance your first home or your last home or want to use your current housing wealth to sustain your retirement lifestyle, Reverse Focus has the right loan for you.

Xpert Home Lending is a full-service mortgage lender with traditional (conventional, jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your life, we have a mortgage to match and more importantly, we’ll guide you through the loan process every step of the way.

Purchase Loans

A purchase mortgage is what homebuyers use to finance the purchase of a new home. Whereas, a refinance mortgage is what borrowers who already own a home use to replace their current mortgage, usually with the goal of achieving a better interest rate, term, or cash-out.

Refinance Loans

A mortgage refinance is replacing a current mortgage with a new mortgage loan. It is usually undertaken to obtain a new mortgage with a lower monthly mortgage payment achieved by means of a lower interest, new loan term, or new loan type.

Reverse Mortgages

A reverse mortgage is a way for older Americans to convert some of their home equity to pay off their current mortgage — if they still have one — and create more cash flow to cover everyday expenses, home renovations, medical expenses, and other needs and goals.